Protect what matters most - You!
A simple way to check if you're properly protected — in just a few steps.
Trusted by Kiwis
Join thousands of Kiwis using Am I Covered to understand their protection needs and make confident decisions.
Why Insurance Matters
You don’t need to be an expert — just make sure you’re protected. Here’s how Am I Covered helps you make smart, simple choices about life, income, trauma cover, Income Protection, Health and other insurance options.
Why Being Covered Matters
Life doesn’t always go to plan and most of us don’t expect it to.
But when something unexpected happens, like an illness or injury, it’s not just your health that’s impacted it’s your income, your home, your goals, and your family’s day-to-day life. That’s where the right cover makes all the difference.
Insurance isn’t about fear, it’s about readiness.
With the right protection in place, you can focus on living your life knowing that if something does go wrong, you’ve already got a plan. Peace of mind isn’t a luxury, it’s a smart choice, and it starts with knowing where you stand.
Our Mission: Make Insurance Clear and Easy
We help everyday Kiwi's check if they’re properly protected, without pressure. Our free tool guides you through a few quick steps — and connects you with support if you need it.
Just fill out some quick and simple questions and we will connect you to one of our trusted advisers to assist you with your needs.
Your information stays private, always. We don’t sell your data or spam you — our cover check is 100% free, secure, and built for everyday Kiwis who just want clarity without the pressure.
Types of Cover We Help With
Everyone’s needs are different — but having the right insurance in place makes all the difference when life takes a turn.
Here’s a quick look at the types of protection we can help you explore through AmICovered.
Life Insurance
Helps your loved ones financially if you pass away — covering mortgage, debts, and daily living costs.
Trauma Cover
Pays a lump sum if you’re diagnosed with a serious condition (like cancer, stroke, or heart attack), helping you focus on recovery without financial stress.
Income/Mortgage Protection
Replaces part of your income if you can’t work due to illness or injury — so you can keep paying the bills while you recover.
Health Insurance
Helps you skip public waitlists and get faster access to private treatment when you need it most — from surgery to specialist care. Stay in control of your health and recovery.