Income Protection
A Proven Back-up Plan

  • Have peace of mind and feel secure
  • Friendly, independent advisers (real humans, no hard sell)
  • Quotes tailored to your life, budget and needs

Protection that backs you up in case stumbles arrive.

You never know what life will throw at you next, so making sure you and your family can deal with life's wild swings is important.

Our health shouldn't be reduced to a number on a list.

We compare income protection providers across the country, sourcing multiple quotes that leave you covered and helps you save.

Get a Quote

WANT SUPPORT?

So many advisers promise the dream, then are never heard from them again... until the next premiums are due.

Many Kiwis are after someone to support them through the process, and help make the right decision, whether that's changing policies or just staying as is.

We'll organise a free no-obligation coverage review and present several applicable options based on your situation, all you need to do is click get a quote, and fill out the 30 second form.

Get a Quote

How It Works

1. Tell Us What Matters

Answer a few quick questions about what kind of cover you’re after, whether it’s health, life, income protection, or all of the above.

2. Receive Quotes and Advice

We’ll provide tailored quotes from trusted insurers, along with clear guidance to help you understand your options and what each policy offers.

3. Make a Confident Decision

With the right information and expert support, you’ll be equipped to choose the cover that best fits your needs, both now and in the future.

Get a Quote

Personalised quotes, real guidance.
We’ll walk you through your best-fit options and make sure you feel confident in your cover.

Trusted by Families Across NZ

What our clients say about us.

“I honestly didn’t think I needed to check anything. But this helped me spot a big gap in my cover — and I sorted it in a few days. Super simple, no pushy calls.”

JOSH T.

Builder, Tauranga

“I’d put off thinking about insurance for years. This tool made it easy to get clear, and now I know my kids will be okay if anything happens.”

MEGAN L.

Solo parent, Christchurch

“I thought my work cover was enough — turns out it barely covered anything outside of an accident. My Adviser made it super easy to check and fix that. Genuinely helpful.”

RACHEL M.

Young professional, Wellington

“I usually avoid anything insurance-related because it’s so frustrating. But this actually made sense. It took a few quick chats and gave me clarity I’d been putting off for years.”

JAMES B.

Father of two, Hamilton

About Us

At Am I Covered, we connect everyday Kiwis with experienced insurance advisers who offer genuine, personalised support.

Whether you’re looking for life, income protection, or other types of cover, we take the time to understand your needs and walk you through the best options, so you can make confident decisions without the confusion.

Get a Quote

Frequently Asked Questions

Is this actually free?
What kind of insurance does this cover check look at?
Will I get spammed with calls or emails?
What if I already have insurance?
Can I compare quotes through this tool?
What is income protection insurance?
How much of my income is covered?
How long will payments last?
Who needs income protection insurance?
Is income protection tax-deductible?
Are pre-existing conditions covered?
How soon do payments start after a claim?
Can I work part-time and still claim?
Does it cover redundancy or job loss?
How do I make a claim?